Imagine finding a coin worth nearly $880,000 in your change. Sounds impossible? Think again. The 1981 Susan B. Anthony Dollar, often overlooked as a common piece, might be hiding in plain sight. The secret lies in one small mint mark that could transform an ordinary dollar into a life-changing discovery.
What Is the 1981 Susan B. Anthony Dollar?
The Susan B. Anthony Dollar was introduced in 1979 to honor the women’s rights activist and to replace the larger Eisenhower dollar. While the coin was practical in size, it was often confused with the quarter, leading to its early discontinuation. By 1981, production was limited — and that’s where the rarity begins.
A Brief History of the Coin’s Creation
The U.S. Mint struck the Susan B. Anthony Dollar between 1979 and 1981, then briefly revived it in 1999 due to demand from vending and transit systems. However, 1981 coins were never released for general circulation — they were meant for collectors only. That means if you find one in your change today, it likely escaped from a mint set, making it an instant rarity.
Why the 1981 Dollar Can Be Worth $880,000
Here’s the twist — not all 1981 dollars are equal. The 1981-S Proof Type 2 Dollar, with its distinct “S” mint mark, is the key. The mark is clearer and sharper than the earlier Type 1, and its limited production makes it highly desirable among collectors. A pristine, graded example of this coin has sold for up to $880,000 due to its rarity and perfect condition.
How to Identify the Valuable Version
Collectors look for specific features that separate an ordinary Susan B. Anthony Dollar from a fortune. The mint mark is your best clue.
Key Identifiers:
- Location of Mint Mark: Found just above the shoulder on the obverse side (front) of the coin.
- Type 2 “S” Mint Mark: Sharper, clearer, and more defined than the rounded Type 1 mark.
- Proof Finish: Type 2 proofs were struck with exceptional detail and mirror-like surfaces.
How Rare Is It to Find One in Circulation?
Finding an 1981-S Type 2 Susan B. Anthony Dollar in circulation is like winning a small lottery. Because these coins were not released into everyday use, any found today likely came from broken-up mint or proof sets. But it happens — collectors and coin hunters occasionally report finding one mixed with regular change or old coin rolls.
| Year | Mint | Estimated Quantity | Circulation Release |
|---|---|---|---|
| 1979 | P, D, S | 750 million+ | Yes |
| 1980 | P, D, S | 100 million+ | Yes |
| 1981 | P, D, S | <10 million | No (Mint Sets Only) |
| 1999 | P, D | 41 million | Yes |
Expert Tips to Spot Valuable Susan B. Anthony Dollars
- Inspect with a magnifier — especially around the mint mark area.
- Look for proof-like finishes — these coins shine differently than regular ones.
- Avoid cleaning the coin — it can destroy collector value instantly.
- Get professional grading from PCGS or NGC to confirm authenticity and maximize resale value.
- Store in a protective case to preserve its pristine condition.
Common Questions About the 1981 Susan B. Anthony Dollar
Q: How can I tell if my 1981 dollar is the rare one?
A: Check for the “S” mint mark and its sharpness. If it’s Type 2, you may have a rare proof coin.
Q: Can I still find these in banks or circulation?
A: It’s rare but possible. Searching old bank rolls or inherited coin jars might yield surprises.
Q: Should I sell it right away?
A: If it’s authenticated and graded highly, yes — the market for rare US coins is strong right now.
Conclusion: Keep Your Eyes on Your Change
Most people spend the Susan B. Anthony Dollar without a second thought, unaware that one small detail could make it worth hundreds of thousands. So next time you come across one, check the mint mark carefully — you might just be holding a piece of numismatic gold. The $880,000 1981 Susan B. Anthony Dollar proves that treasures still hide in plain sight, waiting for sharp eyes to find them.